| AIM Benefits
| Services for Women
| Exclusions/Limitations
|
| Physician and Professional Services |
- Services and consultations by a physician or other licensed health care provider
- Hospital and skilled nursing facility visits
- Professional Office Visits
- Allergy testing and treatment
- Hearing test, hearing aids and services
- Eye examinations/refractions, to determine need for corrective lenses, dilated retinal eye exams.
- Medically necessary home visits
|
- Batteries, ancillary equipment other than included in the original covered hearing aids purchase
- Replacement parts or repair for hearing aids after the covered one-year warranty period
- Replacement of hearing aid more than once in any 36-month period
- Surgically implanted hearing devices
|
| Preventive Care |
- Periodic exams, routine diagnostic testing and laboratory services
- Cancer screening tests
- Direct patient care nutrition services, nutritional assessment
|
None |
| Maternity Care |
- Prenatal care, postnatal care
- Inpatient delivery, complications of pregnancy
|
None |
| Hospital Services |
- Inpatient or outpatient general services and related supplies
|
- Personal, comfort items
- Private room unless medically necessary
|
| Diagnostic X-ray and Laboratory Services |
- Diagnostic services necessary to evaluate, diagnose and treat
- X-ray, laboratory procedures
- Electrocardiography, electro-encephalography
- Prenatal diagnosis of genetic disorders of the fetus in high risk pregnancies
- Lab test for management of diabetes, including cholesterol, triglycerides, microalbuminuria, HDL/LDL and Hemoglobin A-1 (Glycohemoglobin)
- Radiation therapy, chemotherapy, dialysis treatment
|
None |
| Prescription Drugs |
- Medically necessary prescription drugs
- Injectable medication, needles, syringes
- Insulin, glucagon, testing and delivery systems
- Oral and injectable contraceptive drugs, prescriptive contraceptive devices
|
- Experimental, investigational drugs
- Patent or over-the-counter medicines
- Medicines not requiring a prescription (Insulin and smoking cessation drugs are not excluded from coverage.)
- Appetite suppressants, other diet drugs or medicines
- Health plan may specify generic equivalent drugs be dispensed where no contraindication exists
|
| Health Education Services |
- Effective services including information regarding personal health
- Recommendations on optimal use of services, organizations affiliated with the health plan
- Health services related to tobacco use prevention, cessation
|
None |
| Emergency Health Care Services |
- 24-hour emergency care for illness, injury or severe pain requiring immediate diagnosis and treatment to avoid placing the subscriber in danger of loss of life, serious illness or disability
- Provided both in and out of the health plan's service area and participating facilities
|
None |
| Medical Transportation |
- Emergency ambulance for emergency services to first hospital accepting subscriber for care
- Ambulance, transport services provided through "911" response system
- Medically necessary non-emergency transportation to transfer a member from a hospital to another hospital or facility, or facility to home. Prior authorization from the Health Plan is required.
|
- Coverage for transportation by airplane, passenger car, taxi or other form of public conveyance
|
| Durable Medical Equipment |
- Equipment appropriate for use in the home
- Oxygen and oxygen equipment
- Blood glucose monitors, insulin pumps, related supplies
- Nebulizer machines, tubing, related supplies
- Ostomy bags, urinary catheters and supplies
|
- Comfort, convenience items
- Disposable supplies (Ostomy bags, urinary catheters and related supplies consistent with Medicare coverage guidelines are not excluded from coverage.)
- Experimental or research equipment
- Sauna baths, elevators, other non-medical devices
- Modifications to home or automobile
- Deluxe equipment
- More than one piece of equipment that serves the same function
- Health plan may determine whether to rent or purchase
|
| Mental Health Care |
- Diagnosis and treatment of a mental health condition
- Diagnosis and treatment for Severe Mental Illnesses (SMI) and Serious Emotional Disturbances (SED) conditions
|
- Maximum of 30 inpatient days and 20 outpatient visits per benefit year for basic mental health care services (does not apply to SMI and SED).
- Unlimited days and visits for SMI and SED.
- Certain appropriate substitutions of residential treatment, day care or outpatient treatment may be substituted for inpatient hospitalization.
- Some health plans may choose to provide group therapy sessions.
|
| Alcohol and Drug Abuse Treatment |
- Health education services and crisis intervention related to alcohol, drug abuse
|
- Inpatient: As medically appropriate to remove toxic substances from the system
- Outpatient: 20 visits per benefit year
- Some health plans may choose to provide additional medically necessary visits
|
| Skilled Nursing |
- Medically necessary prescribed services by a health plan physician or nurse practitioner in a licensed skilled nursing facility on a 24-hour basis
|
- Skilled nursing benefit is limited to a maximum 100 days per benefit year
|
| Home Health Services |
- Health services provided in home by health care personnel
- Prescribed or directed by attending physician or appropriate designee of the health plan
|
- No custodial care
- Discretion of attending physician or appropriate designee of the health plan to choose between mutually appropriate health care settings
- Health plans utilize case management to consider cost-effective choice of mutually appropriate alternative health care settings
|
| Blood and Blood Products |
- Inpatient and outpatient processing, storage, administration of blood and blood products
- Collection and storage of autologous blood when medically indicated
|
None |
| Family Planning Services |
- Counseling and surgical procedures for sterilization, as permitted by state and federal law.
- Coverage for diaphragms and other federal Food and Drug Administration approved devices pursuant to the prescription drug benefit.
- Voluntary Termination of Pregnancy
|
None |